Create an Emergency Layoff Plan for Your Family -

Create an Emergency Layoff Plan for Your Family

By Darrell Gurney | Blog

Oct 15

KNX-KFWB-150Create an Emergency Layoff Plan for Your Family

Families are prepared for a fire or hurricane. Take the same measures to ensure you’re prepared for an emergency job loss.

By Darrell Gurney

FILED UNDER: Family, Stress, Prepare.

Many families have an earthquake, hurricane or disaster plan, but how many have a layoff plan? A job loss is a time when the Earth unexpectedly moves from beneath your feet, so it should require the same preparation.

Of course, living in the doom and gloom of “maybes” is not the answer, but just-in-case preparedness can give you a sense of peace — and power.

Here are a few points to consider to ensure you could handle a worst-case scenario:

  1. Don’t avoid the void.
    Thinking of a possible layoff can get you down, so most people avoid the discussion. Getting into the mindset of how you’ll deal with it, rather than the negativity surrounding it, will actually pick you up — because you’ll know you can handle whatever comes.
  2. Know your mate’s job-loss mentality ahead of time.
    The time to know how you can rely on your partner to share the load of raising a family is before you have one. Similarly, the time to know how you’ll both endure the stress of job loss is before it occurs. Does she actually love what she’s doing now? Would he want another job just like it? Or would an unexpected layoff give him the opportunity to go a different direction — or even start his own business? Discuss possible options before you’re faced with them.
  3. Fortify your belief in one another.
    If your partner loses her job, it can lower her self-esteem and that lowered esteem can impact the dynamics of the relationship (such as not being the provider). Though you can’t always know how someone will actually be affected unless and until it happens, earthquake-proofing your relationship for possible esteem shakeups can create a deeper connection when it counts. Work together to create an inventory of all the skills, talents and aptitudes you each possess, and remind each other of those truths — when you need it most.
  4. Create a job-loss financial plan.
    The scrambling and differing opinions about how to deal with finances when an unexpected layoff hits can create friction when you need to pull together the most. Come to an agreement about how you’d deal with the loss of income, what things would take priority and to what degree either of you could hang on for the “right job” before just accepting any offer. Plan ahead to make the most of stretched resources.
  5. Create a job-loss emergency checklist.
    Agree on what rules will be followed in the case of an actual job loss. Think about everything from:
  • hours to be spent in the job search
  • getting out of the house
  • communication strategies
  • exercise program

Helping each other to be effective while keeping family life stable will go a long way toward a peaceful household in a time of transition.

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Darrell Gurney is the Founder and CEO of CareerGuy, a website supporting career fulfillment, job transitions, branding and business building. As a 28-year recruiting veteran, executive coach and career advisor, Darrell has supported thousands of professionals at all levels to make profitable transitions. He also offers webinars, talks and programs that get students and working professionals out, connected, and expanding.


About the Author

DARRELL W. GURNEY, Executive/ Career Coach and 20-year recruiting veteran, supports people at all levels to make fulfilling and profitable career transitions. His first book, Headhunters Revealed! Career Secrets for Choosing and Using Professional Recruiters, was winner of the Clarion Award for Best Book by the Association for Women in Communications and was reviewed in Publishers Weekly. His newest book, Never Apply for a Job Again: Break the Rules, Cut the Line, Beat the Rest, has been endorsed by bestselling thought leaders such as Harvey Mackay, Keith Ferrazzi, and Dr. Ivan Misner. A personal and business brand strategist, Darrell’s Stealth Method of networking has helped folks expand their reach within both careers and new client circles. He speaks, leads workshops, and is a media expert on subjects such as recruiting, networking, and finding one’s passion. He was recently named Networking Expert for and offers webinars and programs that get MBA students and working professionals out, connected, and landed.